Terms and Conditions
Last Updated: 17th March,2025
Welcome to PersonalFino.com (the “Website”). By accessing or using this Website, you agree to comply with the following Terms and Conditions (the “Terms”). If you do not agree with these Terms, please discontinue use of this Website immediately.
1. Acceptance of Terms
By accessing or using PersonalFino.com, you agree to be bound by these Terms, including our Privacy Policy and Disclaimer. If you do not accept these Terms in full, you are prohibited from continuing to use this Website.
2. Website Content and Purpose
PersonalFino.com provides informational content about personal injury insurance, claims, and related legal and financial topics. While we strive to provide accurate and helpful information, all content is for educational purposes only.
- The content does not constitute legal, financial, or insurance advice.
- We do not guarantee the accuracy, completeness, or suitability of the information for your specific situation.
You acknowledge that reliance on any information found on this Website is at your own risk.
3. User Conduct
By using this Website, you agree:
- To use the content solely for lawful purposes.
- Not to engage in any behavior that could harm, disrupt, or overload the Website’s functionality.
- Not to attempt to gain unauthorized access to restricted areas of the Website or its servers.
- Not to use this Website to transmit malicious software, viruses, or harmful code.
We reserve the right to restrict or terminate access to users who violate these terms.
4. Intellectual Property Rights
All content published on PersonalFino.com, including text, graphics, logos, images, videos, and software, is the property of PersonalFino.com or its content creators.
- Users may access, download, or print content for personal and non-commercial use only.
- Commercial use, reproduction, or distribution of our content without prior written consent is strictly prohibited.
Unauthorized use of our intellectual property may result in legal action.
5. External Links and Third-Party Websites
This Website may include links to third-party websites for informational purposes. These links are provided for convenience only, and we do not control or endorse their content.
- We are not responsible for the accuracy, security, or reliability of third-party websites.
- Accessing third-party links is done at your own risk.
We recommend reviewing the terms and privacy policies of any external websites you visit.
6. Affiliate Disclosure
PersonalFino.com may participate in affiliate marketing programs. This means we may earn commissions when you click on certain links or purchase recommended products or services.
- Affiliate links are included to support the content we create.
- Our participation in affiliate programs does not influence our editorial standards.
We are committed to providing honest and unbiased content.
7. Advertising and Google AdSense
Our Website displays advertisements managed by Google AdSense or other third-party advertising networks. These ads are selected automatically based on user behavior and browsing habits.
- We are not responsible for the content of third-party advertisements.
- If you encounter an inappropriate or misleading advertisement, please contact us so we can investigate the matter.
We ensure all advertisements comply with Google AdSense policies and relevant advertising standards.
8. Limitation of Liability
To the fullest extent permitted by law, PersonalFino.com shall not be liable for:
- Any direct, indirect, incidental, or consequential damages resulting from your use of the Website.
- Errors, inaccuracies, or outdated information found on the Website.
- Loss of data, business interruption, or technical issues caused by accessing the Website.
By using this Website, you acknowledge that your reliance on the content is at your own risk.
9. Indemnification
By using this Website, you agree to indemnify, defend, and hold harmless PersonalFino.com, its owners, employees, and affiliates from any claims, liabilities, damages, or expenses arising from:
- Your breach of these Terms.
- Your misuse of the Website or its content.
- Any infringement of intellectual property or other rights by your actions.
10. Privacy Policy
Your use of this Website is also governed by our Privacy Policy, which outlines how we collect, use, and protect your personal information. By using this Website, you agree to the practices described in our Privacy Policy.
11. Modifications and Updates
We reserve the right to modify or update these Terms at any time without prior notice. Changes will take effect immediately upon publication.
We encourage you to review these Terms regularly to stay informed about your rights and responsibilities.
12. Termination of Use
We reserve the right to suspend or terminate your access to this Website if you violate these Terms or engage in inappropriate conduct.
Termination may occur without notice, and we are not liable for any consequences resulting from restricted access.
13. Governing Law
These Terms are governed by the laws of Australia.
14. Contact Information
If you have any questions, concerns, or feedback regarding these Terms, please contact us at:
Email: 3rrrassociates@gmail.com
Website: https://personalfino.com
By continuing to use this Website, you confirm that you have read, understood, and agreed to these Terms and Conditions.